Redlining – “a discriminatory practice by which banks, insurance companies, etc., refuse or limit loans, mortgages, insurance, etc., within specific geographic areas, especially inner-city neighborhoods.”

For decades, many banks in the U.S. denied mortgages to people, mostly people of color in urban areas, preventing them from buying a home in certain neighborhoods or getting a loan to renovate their house.


While this practice is illegal today, the ramifications are still felt in the neighborhoods affected. San Francisco still had these laws on their real estate books as late as 1998!

All I ask is that you watch these videos. That’s all.

It takes seven generations to level the playing field… 200 years.

If you need more evidence, Google “Redlining” and then click on “Videos” and you’ll find plenty of documentaries about this racist practice that has made it exponentially more difficult for Black and Brown Americans to accrue wealth.

To dig deeper into this, check out A Terrible Thing to Waste by Harriet A. Washington. From Amazon:

  • Middle-class African American households with incomes between $50,000 and $60,000 live in neighborhoods that are more polluted than those of very poor white households with incomes below $10,000.
  • When swallowed, a lead-paint chip no larger than a fingernail can send a toddler into a coma — one-tenth of that amount will lower his IQ.
  • Nearly two of every five African American homes in Baltimore are plagued by lead-based paint. Almost all of the 37,500 Baltimore children who suffered lead poisoning between 2003 and 2015 were African American.

* A Terrible Thing to Waste: Environmental Racism and Its Assault on the American Mind – Harriet A. Washington
* Redlining in 1936 Philadelphia
* Redlining’s legacy: Maps are gone, but the problem hasn’t disappeared
* Google “Levittown + redlining”

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Previous posts in this series:
Intro: #OnceYouSeeRacism
1. Build your “talking about racism” muscles. – {general racism}
2. The Dangers of the Colorblind Mentality – (color blind mentality}
3. Be Color Brave, Not Color Blind {color blind mentality}
4. See and Honor Color {color blind mentality; “the talk”}
5. What is an Ally? {allyship}
6. Allyship – digging deeper {allyship}
7. What Privilege? {white privilege}
8. Nobody is mad at you for being white. Nobody. {white privilege}
9. What “White Privilege” is and is not. {white privilege}
10. Juneteenth… {freedom, history}
11. Erasing History… {freedom, history}
12. Jim Crow Laws {freedom, history}
13. Uncomfortable Conversations with a Black Man – Emmanuel Acho
14. Systemic Racism and Bob the Tomato {systemic racism; education; lending}
15. Mortality and Black Skin {systemic racism; health care}
16. You are here {systemic racism; housing}

About Jennifer

"Yes, they're all mine." The answer to the question I hear most often.
This entry was posted in #OnceYouSeeRacism, Racism/Race Issues. Bookmark the permalink.

4 Responses to Redlining

  1. Pingback: Bootstraps and the GI Bill | thehamricks

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  3. Pingback: Microaggressions | thehamricks

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